AVGS start-up coaching · Munich
Start Your Business for Free with AVGS Coaching in Munich
Do you receive unemployment benefit I (ALG I) or basic income support (Grundsicherungsgeld, formerly Bürgergeld) and want to become self-employed? We support you online with your business plan, financial planning and AVGS application – after written approval, with no personal contribution.
€0
Personal contribution after written approval
500+
Start-ups
4.9 stars
on Google
Since 2018
Experience
- AVGS program through the AZAV-certified provider UW Unternehmensweg GmbH
- 100% online & nationwide
- Personal support instead of an anonymous platform
- Free & non-binding
- Reply within 24 hours
- No obligation
What Is AVGS Coaching in Munich?
AVGS coaching in Munich is start-up coaching that you use with an Activation and Placement Voucher (Aktivierungs- und Vermittlungsgutschein, AVGS, § 45 SGB III) from the Employment Agency (Agentur für Arbeit) or Jobcenter responsible for Munich. Once approved in writing, it comes with no personal contribution. The voucher is a discretionary benefit (Ermessensleistung). The program is delivered online by the AZAV-certified UW Unternehmensweg GmbH (Z-000392-2); the initial consultation (30 minutes) is free of charge.
In Munich, the Employment Agency at Kapuzinerstraße 26 is responsible for both the city and the district of Munich (Landkreis München). The Jobcenter Munich works in twelve Sozialbürgerhäuser (municipal social service centers); which one applies to you depends on your home address. According to the city’s guide, the Jobcenter can also fund start-up coaching with an AVGS. How this works is described in the section AVGS in Munich.
- Reviewed by Pavel Deuble, start-up consultant
- Last updated:
Qualifications & experience
Your project in experienced hands.
Our credentials and track record at a glance.
4.88 / 5
92 reviews on ProvenExpert
As of September 2026
750+
business plans written
Since 2018
Registration
BAFA register of consultants
Pavel Deuble, management consultant
Consultant ID 191790
What does this mean for you?
Federal Office for Economic Affairs and Export Control (BAFA). Pavel Deuble, consultant ID 191790. Your BAFA-funded consulting must be provided by a listed consultant.
Provider approval
AZAV-approved provider
UW Unternehmensweg GmbH, our sister company
AZAV provider approval Z-000392-2
What does this mean for you?
AVGS programs may only be delivered by approved providers. Our sister company UW Unternehmensweg GmbH, Leverkusen, takes care of this.
Our service
KfW financing support
We put together the documents for your loan application, which your house bank forwards to KfW, and prepare you for the bank meeting.
In practice: Since 2018 we have written more than 750 business plans. 99% of the start-up grant (Gründungszuschuss) applications we supported were approved (internally documented). The start-up grant is a discretionary benefit under § 93 SGB III; the Employment Agency decides on approval.
Track record & funding notes
Listed in the BAFA register of consultants; AVGS programs through the AZAV-certified provider UW Unternehmensweg GmbH
4.88 out of 5 on ProvenExpert
Based on 92 reviews on ProvenExpert (as of October 2026).
Your benefits
Why Choose Unternehmenswerk for Your AVGS Coaching in Munich?
100% funded after written approval
With an AVGS voucher you pay no personal contribution at all.
AZAV-certified
Programs through the certified UW Unternehmensweg GmbH (Z-000392-2).
500+ approved applications
A proven track record from supporting founders since 2018.
Personal support
A dedicated team of consultants instead of an anonymous hotline, personally for you.
BAFA-registered
Pavel Deuble, consultant ID 191790
100% online
Via Zoom or Teams, with no travel and at flexible times that suit you.
Since 2018
Experience you can trust.
How it works
AVGS Coaching in Munich: How Does It Work?
If you receive unemployment benefit I (ALG I) in Munich and are planning to become self-employed, you can apply for an Activation and Placement Voucher (AVGS) at the Jobcenter or the Employment Agency in Munich. Funded coaching in five steps:
Apply for the AVGS
Submit your AVGS application to the Jobcenter or the Employment Agency in Munich (main office: Kapuzinerstraße 26, 80337 München).
Receive the voucher
If approved, you receive a voucher for up to 120 teaching units, 100% funded after written approval.
Choose a provider
Redeem the voucher with an AZAV-certified provider, for example UW Unternehmensweg GmbH (provider certificate Z-000392-2).
Get coached online
We deliver the coaching entirely online: business plan, financial plan, marketing, via Zoom or Teams, at flexible times.
Secure the start-up grant
With a finished business plan and an expert opinion (fachkundige Stellungnahme), you apply for the start-up grant.
Who is it for?
Am I Eligible for an AVGS?
In 3 short steps, check whether you meet the requirements for an AVGS.
Your 3-step check
Non-binding
Do you receive ALG I or basic income support (Grundsicherungsgeld, formerly Bürgergeld)?
Unemployment benefit I or basic income support (ALG II)
Are you planning to become self-employed?
You have a business idea or want to start a business.
Does your placement specialist see a need for counseling?
The specialist decides this in the conversation.
Not sure? Don’t worry. In the free initial consultation we clarify your situation and answer all your questions.
The AVGS is a discretionary benefit, not a legal entitlement.
We support you personally and as equals.
Check first, then apply. We support you.
We check your eligibility free of charge and without obligation in the initial consultation.
Local expertise
Munich: A Strong Location for Your Start-Up
Central location, strong industries, and good networks: Munich offers ideal conditions for your self-employment. We support you throughout, entirely online.
Photo: Stefan Kühn · CC BY-SA 3.0
Munich is, after Berlin, the second-largest start-up location in the German-speaking region and is considered home to global corporations such as BMW, Siemens, and Allianz. The founder scene is particularly strong in deep tech and B2B, with a focus on biotech, fintech, space tech, cybersecurity, and energy. Renowned universities such as the Technical University of Munich (TUM) and LMU, as well as the innovation center UnternehmerTUM, the largest of its kind in Europe, drive the start-up ecosystem. Centers such as WERK 1 additionally support the digital media and creative industries. Pavel Deuble and his nationwide team have supported many Munich-based founders from these industries, entirely online and regardless of location.
Funding landscape in Bavaria: LfA Förderbank Bayern
As the development bank of the Free State, LfA supports Bavarian start-ups with its Gründungs- und Wachstumskredit and Gründungskredit Smart. We align your business plan and financial plan accordingly.
We support founders in Munich and the surrounding area, including Garching near Munich, Unterföhring, Ottobrunn, and Germering, entirely online and regardless of location.
Trade tax in Munich: municipal multiplier of 490%
The city of Munich levies trade tax (Gewerbesteuer) at a municipal multiplier (Hebesatz) of 490% (as of 2026, source: State Capital Munich). The multiplier determines how much trade tax is due on your profit and therefore belongs in every financial plan.
Sole proprietorships and partnerships have an allowance of €24,500 of profit per year. The tax office (Finanzamt) also credits a large part of the trade tax against income tax, up to 4.0 times the tax base amount (§ 35 EStG). Freelancers, such as physicians, architects, or journalists, do not pay trade tax.
Example calculation with €60,000 profit per year
- Sole proprietorship: €6,088 trade tax. Up to €4,970 of this can be credited against income tax, leaving an additional burden of around €1,118.
- GmbH (limited liability company; no allowance, no credit): €10,290 trade tax.
Simplified calculation without add-backs, solidarity surcharge, and church tax; the credit is also limited to the income tax attributable to business income. This does not replace tax advice. In your business plan we calculate with your municipality’s multiplier. Which legal form makes financial sense for you is shown by the legal form finder (Rechtsform-Finder).
Starting a business in Munich: facts and figures
The overview shows how many businesses are registered in Munich, who is registered as unemployed with the Employment Agency and the Jobcenter, and what registration and trade tax cost. The figures come from the Bayerisches Landesamt für Statistik (Bavarian State Office for Statistics), the Federal Employment Agency, and the state capital (as of October 16, 2026).
| Key figure | Value | Source |
|---|---|---|
| Business registrations 2025 | 15,350, including 13,853 new establishments (2024: 12,525 registrations) | Bayerisches Landesamt für Statistik, monthly reports January to December 2025, added up by us |
| Business deregistrations 2025 | 10,245, including 8,671 business closures | Bayerisches Landesamt für Statistik, monthly reports 2025, added up by us |
| Unemployed in September 2026 | 53,248 (rate 5.7%), of which 28,087 with the Employment Agency (SGB III) and 25,161 with the Jobcenter (SGB II) | Federal Employment Agency, labor market report Munich September 2026 |
| People receiving the start-up grant | 866 in September 2026 (provisional), 767 a year earlier; plus 42 receiving the entry allowance (Einstiegsgeld) for self-employment | Federal Employment Agency, labor market report Munich September 2026 |
| Inhabitants | 1,505,036 on December 31, 2025 (official, based on the 2022 census); 1,612,429 in the city’s population register | Bayerisches Landesamt für Statistik; State Capital Munich |
| Fee for business registration | €50 to €60 depending on the legal form; in Bavaria, the fee schedule allows €25 to €100 | State Capital Munich, trade office |
| Trade tax multiplier | 490%, unchanged since 1997; considerably lower in the surrounding area, for example 330% in Garching and Unterföhring (2025) | State Capital Munich; IHK for Munich and Upper Bavaria |
Registrations also include businesses moving in and changes of legal form or owner. The city’s statistical office uses a different method and counts more registrations (17,829 for 2025); we cite the figure from the state office.
Apply for the AVGS
Your Point of Contact in Munich
Where you apply for your AVGS depends on your benefit: ALG I recipients go to the Employment Agency; people receiving basic income support go to the Jobcenter Munich.
Employment Agency (Agentur für Arbeit) & Jobcenter Munich
For ALG I
Employment Agency (Agentur für Arbeit) Munich
Kapuzinerstraße 26
80337 München
0800 4555500
For basic income support (ALG II)
Jobcenter Munich
Your local Jobcenter is responsible for people receiving basic income support. The right office for you depends on where you live.
Twelve Sozialbürgerhäuser, responsible by home address
089 45355-0
Important: Issuing the AVGS is at the discretion of your caseworker. In-person visits are by appointment only. We prepare you flexibly online for the conversation.
30 minutes before your AVGS appointment: just for you
In the free initial consultation we clarify together:
- What do you need to tell your caseworker?
- Which documents do you need?
- How do you make a convincing case at the appointment?
Online via Zoom or by phone, at flexible times that suit you.
AVGS in Munich: Employment Agency, Jobcenter, and Sozialbürgerhaus
In Munich, your benefit determines who is responsible: with unemployment benefit I, the Employment Agency; with basic income support, the Jobcenter Munich, a joint institution of the Federal Employment Agency and the state capital. Both can issue an AVGS for “introduction to self-employment” (Heranführung an eine selbständige Tätigkeit); for the Jobcenter, the city’s guide to starting a business from basic income support describes this explicitly. The legal basis is § 45 para. 1 sentence 1 no. 4 SGB III, in conjunction with § 16 para. 1 SGB II for the Jobcenter. There is no legal entitlement; your specialist decides at their discretion.
With unemployment benefit I: Employment Agency Munich
- One location for the state capital and the district of Munich: Kapuzinerstraße 26. Letters go to Agentur für Arbeit München, 80304 München.
- You book appointments online or via 0800 4555500, locally at 089 5154-0 (Mon–Thu 8:00 a.m.–6:00 p.m., Fri 8:00 a.m.–2:00 p.m.). In urgent cases, you can come without an appointment Monday to Friday from 8:00 a.m. to noon.
- The Goetheplatz and Poccistraße subway stations are being renovated, and the U3 and U6 lines will run only on a limited basis there from October 5, 2026, until early August 2027. Plan for the replacement service.
- In September 2026, 866 people in the city of Munich were receiving the start-up grant and 42 the entry allowance for self-employment.
With basic income support: Jobcenter Munich
- The Sozialbürgerhaus for your home address is responsible; the city’s responsibility finder (Zuständigkeitsfinder) shows you which one. The Jobcenter and the municipal social services are under one roof there, for example in Mitte (Schwanthalerstraße 62), Nord (Knorrstraße 101-103), or Süd (Schertlinstraße 2).
- Before applying for the entry allowance, you have a detailed conversation with your integration specialist. Only a full-time start-up is funded, which, according to the city’s guide, should make you independent of basic income support within twelve months. The entry allowance is also a discretionary benefit; you have no legal entitlement to it.
- For the entry allowance, you need a business plan with planning over three years and a positive viability certificate (Tragfähigkeitsbescheinigung). The Jobcenter decides which qualified body you go to for this.
- At 089 45355-0, the service center answers for all twelve Sozialbürgerhäuser, Monday to Thursday from 8:00 a.m. to 6:00 p.m. and Friday until 2:00 p.m. You arrange appointments online, or by phone or video on request; applications and documents go via jobcenter.digital.
Expert opinion, trade office, and tax office in Munich
- The IHK for Munich and Upper Bavaria writes the expert opinion for the start-up grant for €250 including VAT, only for commercial start-ups and only via the IHK’s Unternehmenswerkstatt Deutschland (an online business plan tool) with planning over 36 months. Expect four to six weeks from the invoice.
- The city’s start-up portal names other qualified bodies, for example the AktivSenioren Bayern (an association of retired experts, €130) and, for freelance professions, the Institut für Freie Berufe (Institute for the Liberal Professions, €149). The city, the start-up office (Gründungsbüro), and the Employment Agency do not issue expert opinions themselves.
- You register your business at the trade office at Implerstraße 11 with an appointment or online with BayernID (Bavaria’s digital user account). There is one tax office, the Finanzamt München, for the whole city; its service center at Deroystraße 12 receives visitors without an appointment on Thursdays from 9:00 a.m. to 5:00 p.m.
Local overview
Advice & Contact Points for Founders in Munich
If you start a business in Munich, you have several official contact points: from funding to registration to tax registration. Here is an overview of who is responsible for what.
Start-up advice in Munich: start-up office, chambers, and other contact points
In Munich, the city, the chambers, and associations advise on ideas, formalities, and funding, by their own account mostly free of charge. During Start-up Week Germany (Gründungswoche Deutschland), the Münchner Gründungsbüro is offering the webinar “Erfolgreich gründen, was kommt auf mich zu?” (starting a business successfully: what lies ahead?) on November 17, 2026, from 9:00 a.m. to 11:00 a.m., and the same topic in English on November 18, 2026.
The city’s Münchner Gründungsbüro
Herzog-Wilhelm-Straße 15, phone 089 233-721759 (Mon–Thu 2:00 p.m.–5:00 p.m.) or start@muenchen.de. First the webinar, then a one-hour individual consultation by phone or video for start-ups based in Munich, in German, English, Spanish, or French.
IHK for Munich and Upper Bavaria
Max-Joseph-Straße 2, phone 089 5116-0: initial advice by phone or online with a booking system, and dedicated advice for start-ups. On November 13, 2026, the IHK and the advice center “guide” invite women founders to the SheStartup networking meeting.
Gründeragentur of the Chamber of Crafts
Max-Joseph-Straße 4: by its own account, free start-up advice on the master craftsman requirement, exceptional approval (Ausnahmebewilligung), and entry in the register of craftsmen (Handwerksrolle), also for non-members. Introductory seminars on starting a craft business are offered free of charge online on October 23, November 12, and December 16, 2026.
For women founders and freelance professions
The advice center “guide” advises women and offers the online seminar “Gründen aus der Arbeitslosigkeit” (starting a business from unemployment) on the start-up grant and the expert opinion on November 11, 2026 (€20). The start-up hotline of the Institut für Freie Berufe (0911 23565-28) clarifies free of charge whether your activity counts as a freelance profession.
There is no Bavarian start-up scholarship so far. In June 2026, the state parliament’s economic affairs committee unanimously recommended having the state government examine whether one can be introduced. The Free State’s Start?Zuschuss! funding program is aimed at technology-oriented digital start-ups that are selected in a competition. Once your AVGS is approved, we work with you in start-up coaching on the business plan with figures over 36 months, as the IHK requires for its expert opinion, or over three years for the entry allowance.
We take care of navigating these offices for you.
Expert opinion, bankable business plan, and preparation for the Employment Agency, Jobcenter, or bank: through AVGS coaching in Munich, 100% funded after written approval.
Get started
Your First Step to a Successful Start-Up
Clarity in 30 minutes: we answer your questions about AVGS, funding, and starting a business, 100% free and non-binding. Online.
Free initial consultation
- Your AVGS eligibility
- The best application process
- How to convince your caseworker
Pavel Deuble & team
more than 500 successfully approved applications
AVGS coaching through an AZAV provider
- AZAV-certified: UW Unternehmensweg GmbH
- “Businessweg” – start-up coaching (120 teaching units)
- “JobWeg” – applicant & job coaching (80 teaching units)
Clarity for
your start
100% online
via Zoom or by phone
Flexible
evenings also possible
Frequently asked questions
Frequently Asked Questions About AVGS Coaching in Munich
Sources for the Information on Munich
The information on Munich is based mainly on these pages of the Employment Agency, the Jobcenter, the city, the state statistics office, and the chambers, accessed on October 16, 2026; further details come from the offices named in the text.
AVGS Coaching in Neighboring Cities
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Knowledge that helps
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Your Next Step into Self-Employment
We check your AVGS eligibility in Munich free of charge and show you how to submit your application successfully.
Free initial consultation
Non-binding & approx. 30 minutes
100% flexible
Online via Zoom or by phone
Personal support
No call center, but real consultants
Reply within 24 hours